P-ISSN: 2964-0121
E-ISSN: 2968-3699
Homepage: https://return.publikasikupublisher.com/index
This work is licensed under CC BY-SA 4.0
288
ANALYSIS OF FACTORS INFLUENCING SHOPEE E-COMMERCE
PURCHASE DECISIONS
Aden Tegar Kurniawan
1
,
Farida Indriani
2
Magister of Management, Diponegoro University, Semarang, Indonesia
1,2
adentegarkurniawan@students.undip.ac.id
1
2
PAPER INFO ABSTRACT
Received: 01-02-2023
Revised: 25-02-2023
Approved: 15-03-2023
This study aims to analyze the factors that drive consumers to choose Shopee as
a marketplace compared to other applications. The timeframe for this research
was conducted from 2022-2023 with employees of PT. Telkom Semarang as an
object. The sampling method used is non-probability sampling and accidental
sampling, namely determining the sample based on natural or reflex factors. The
final sample numbered 100 employees. Quantitative analysis using the structural
equation modeling (SEM)-partial least squares path (PLS) method is used to test
the data because it involves intervening variables. The results show that
convenience has no effect on purchasing decisions, but convenience can
influence trust. Meanwhile, trust is not able to be a good intervention between
convenience and purchasing decisions. perceived risk has no effect on purchasing
decisions, and perceived risk also has no effect on trust. Meanwhile, trust is not
able to be a good intervention between perceived risk in purchasing decisions.
Impulsive buying has no effect on purchasing decisions. However, impulsive
buying affects trust. Meanwhile, trust can be a good intervention between
impulsive buying and buying decisions. trust has a positive effect on buying
decisions.
Keywords: Purchase Decision; Trust, Sense of Comfort; Risk Perception;
Impulse Buying
INTRODUCTION
Internet technology has created a new economy. The Internet is currently used by business
people to make buying and selling transactions, these transactions are also referred to as e-
commerce. E-Commerce is a model of electronic commerce through social media. With the
existence of e-commerce, business competition is getting tougher in seizing market share.
Businesses in e-commerce must realize that the key to success is not only relying on low product
prices but also related to trust, convenience, and quality of service. E-commerce continues to
experience very rapid progress because currently, consumers have a consumptive nature in
shopping online.
Sales of e-Commerce or so-called electronic commerce, in Indonesia in 2022 from 2017
initially 133.5% grew to US $ 16.5 billion or equivalent to Rp 219 trillion. This growth is
accompanied by ease of shopping for consumers due to the rapid advancement of technology.
The birth of Generation Z (Gen Z) in the digital era also plays a role in the growth of e-Commerce
in Indonesia. Shopping with online media is now an interesting activity because it can provide
something interesting and for consumers to be a new thing in shopping. This embodies one reason
shoppers are switching from previously shopping to stores now starting to switch by using digital
media, opening online shopping sites, or e-commerce.
Innovation opportunities are currently wide open and become people's lifestyle habits and
become one of the resilience of online businesses. Currently, e-commerce transactions already
use smartphones, which in the future can influence digital. Apart from being an online shopping
need can be influenced by several factors, including comfort when shopping, risk factors, impulse
purchases, and trust. Sense of comfort is a factor that can influence consumer decisions in
shopping online, the higher the sense of comfort, the more purchase decisions felt by consumers
will increase, and the lower the sense of comfort the less consumer interest in purchasing goods
or services.
Analysis of Factors Influencing Shopee E-Commerce Purchase Decisions
Return: Study of Management, Economic and Bussines, Vol. 2(3), March 2023
289
The next factor is risk perception which can influence consumer decisions to buy via the
internet, this shows the uncertainty of a risk and the need for trust in order to reduce risk
perception so that purchasing decisions are achieved. Trust is a basis for correlation with
consumers, trust can lead to mutual correlation that is mutually beneficial. Trust is an important
factor in online shopping, such as shopeepay balances that disappear suddenly, warranty periods
that cannot be used, and returns of goods thatare rejected by shopee.
The trust factor is the consideration of consumers who are made to buy an item because
when shopping online they are unable to see the item to be purchased. Impulse buying relates to
transactions that occur without a prior plan. Impulse buying is influenced by emotional impulses
that cannot be controlled. Factors for impulse purchases because consumers are attracted by
attractive product packaging, abundant economic resources, price promotions or other things that
change consumer psychology, such as fear. Impulse purchases are often witnessed at retail outlets
such as Indomaret which places promotional price items near the cashier.
Literature review
Marketplace Online
The function of social media can broadly be interpreted as a place to share information in
the form of video, text or voice, online community gatherings, places to show announcements,
and publication of community assessments. (Chen et al., 2020) argue, technological advances
have led to the creation of several new methods of electronic communication, such as blogs,
discussion forums, comment columns, product or service ratings and product review sites
containing consumer testimonials. The advancement of mass media makes time and distance no
longer an obstacle in shopping. The impact of technological advances is very influential in the
fields of education, military, international relations, and the most felt is in the business world
because it is able to increase the economic power of the community.
(Zhang & Yu, 2020) argue that the advancement of the internet changes people's
consumption behavior tremendously. With the opportunity to sell through online mass media,
sellers who previously had to spend a lot of money on rent and advertising, now they can reduce
these expenses. The positive side of advertising and opening a marketplace on social media is
related to cheaper costs than conventional methods, but the scale of online marketplace reach is
wider. Even for some consumers who decide to buy goods offline, they first look for information
on the item through other people's ratings on the seller's website.
E-commerce
E-commerce stands for E-commerce is an example of future transactions that use
technological advances. The longer, the higher the people who use the internet. Various kinds of
payment products and services have been integrated using one software, even before this
pandemic people could shop for clothes, food or other needs with e-commerce. Along with the
times, there has been an increase in offline stores that want to join and open online stores, thus
forming consumers to switch to purchases through e-commerce. Before the COVID-19 pandemic
broke out, e-commerce was the 2nd choice.
But nowadays it is crucial for a producer and store to sell a product or service through an
e-commerce platform so that sales can grow and be able to maintain and compete in their business.
Based on (Sidharta & Suzanto, 2020). e-commerce is a process of exchanging goods and services
through an information system that relies on information technology. E-commerce is also a new
place to sell goods or shop online through direct selling that uses internet services that can cut the
operational porto of trade activities. E-commerce is an aspect of e-business that covers a wide
reach, not only in trade but also includes collaboration between business partners, customer
service, job search, client service, and others.
Consumer Behavior
Consumer-behavior is a method related to the purchase process, and at that time consumers
initiate actions such as selection, search, research, and evaluation of a product or service.
Consumer-behavior is something that underlies consumers making a purchase decision.
Consumer behavior is all activities related to a way of purchasing goods or services. In addition,
alludes to product quality, and price coverage and how to promote it in the area where an item is
Analysis of Factors Influencing Shopee E-Commerce Purchase Decisions
Return: Study of Management, Economic and Bussines, Vol. 2(3), March 2023
290
sold or distributed. If the price value of the goods is not too high, it means that consumers do not
need consumer behavior actions to buy the goods.
But if the price of the goods or services is high, or scarce, consumers will expend an extra
effort on the goods. Consumer behavior is a basic thing and that underlies consumers to form
purchasing decisions (Firmansyah, 2018). Consumer behavior0is a system that has an attachment
to a purchase method. At that that consumers carry out activities such as0searching, observation,
and evaluation of products, and ultimately can influence purchasing decisions. There are several
factors that can influence consumer behavior.
Purchasing Decision
The definition of purchasing decisions according to (Karimi et al., 2015) is the mindset of
consumers in making the final decision to transact after going through several stages of
consideration. The mindset or mindset of consumers when buying goods directly in the
conventional market is certainly very different when buying goods through online markets in
marketplace applications. If in the conventional market consumers only go through a simple and
minimal risk stage process, it is different from online market conditions because there is a more
complex process.
Purchasing decisions describe the final decision that a person or buyer has to buy an item
or service using special calculations (Simangunsong, 2021). Purchasing decisions-inevitably from
an implicating process-are involved between the consumer and the product. In the opinion of
(Wijaya & Warnadi, 2019), purchasing decisions describe a stage where0consumers already have
a choice of a product and are able to exchange or purchase as well as a guarantee of paying with
the right to own or use a product.
Place of purchase, expected brand, model, number of purchases, amount of money to be
spent, time and method of payment are some of the processes that must be done by consumers
before deciding to buy products (Hanaysha, 2018). This decision can be influenced by information
about the product that the seller provides to consumers. In addition to information from the seller,
experience from previous purchases is also a consideration
Belief
Trust is divided into cognitive bases and affection bases. Cognitive beliefs come from a
series of rational thoughts. Thus showing the buyer's confidence that the seller is trustworthy,
accurate, reliable, and able to keep promises. While the belief base of affection or influence comes
from the emotional taste of consumers (Punyatoya, 2019). In today's modern era, trust is not only
directed at sellers, but also at e-commerce applications that accommodate these sellers. The trust
given by buyers to sellers in e-commerce is the most valuable asset because it is able to bring
customers back to buy, especially in conditions full of risk and uncertainty.
Even a buying and selling transaction will not occur if one party loses trust. Trust can be
obtained by prospective buyers by analyzing the appraisal track record of others through the
seller's account. Hasley et al (2020) argue that sellers do not need to provide high trust, but provide
enough certainty to eliminate the worries experienced by consumers. The cause of distrust in
online sellers is the first time to communicate, past experiences or the judgment of others who
have been harmed.
Comfort
The comfort in question is the feeling of happiness of online store platform users due to
several factors. The cause of comfort can be obtained if the e-commerce application meets user
expectations such as the availability of goods, the appearance of the user interface or application
outline that is comfortable to the eye, there are many variations of products and prices, and ease
of use. Meanwhile, (Wibowo, 2019) agues about the definition of comport, namely mood
conditions according to the point of view of each user where the definition of comfort has certain
differences. A sense of comfort can also be obtained if something sulit can become simpler.
(Mohan et al., 2013) argue that comfort is obtained during the shopping process, not after
the shopping process is complete. This kind of comfortable feeling can make consumers' intention
to return greater. The sense of comfort can be seen from several types, namely the sense of
comfort obtained from the seller's response, the sense of comfort that comes from the ease of
Analysis of Factors Influencing Shopee E-Commerce Purchase Decisions
291 Return: Study of Management, Economic and Bussines, Vol. 2(3), March 2023
payment types, and the sense of comfort from the appearance of the application that is easy to
understand. Research by (Shabrin et al., 2017) explains the source of comfort comes from a
condition when work becomes simpler, made easy, can be done with little energy, without
pressure or difficulty.
Based on this definition, it can be concluded that the comfort of each individual has
differences depending on how to respond to it. From several previous studies, the majority used
three indicators, namely time saving, ease of interaction and easy use of application menus. While
in this study will use four indicators, namely time efficiency, ease of interaction with sellers, easy
to use applications, easy in payment methods.
Risk Perception
Risk perception is defined as the possibility of subjective consumer feelings towards
various losses in the purchase of goods (Li et al., 2020). While Maciejewski (2011) has two
definitions of risk perception, namely as a potential loss and as an opportunity to make a profit
(Maciejewski, 2011). Some things that make consumers feel worried if online shopping in the
marketplace is about the safety of goods during the delivery period, they assume if the goods are
damaged or lost then the seller is not willing to replace so they lose money.
The next feeling of worry is in the quality of the goods if they are not as expected. The
conditions are different when consumers shop in conventional markets because they can directly
assess the quality of goods, in the marketplace consumers are only shown photos. The
classification of risk types described by (Gazali & Suyasa, 2020) are financial risk, product risk,
shipping risk, information security risk. Financial risk is closely related to the assumption of
losses that will be experienced by consumers if the goods are damaged or lost during the shipping
process, product risk is if the quality of the product is not as expected by the buyer.
The risk of delivery is if the expedition is not careful or behind schedule. Information
security risks are related to buyer data because the majority of marketplace applications require
application users to give permission to access to internal gadgets, so that personal data such as
email accounts connected to bank accounts is no longer private.
Risk Perception
Impulse purchases are synonymous with purchases made suddenly without a plan,
influenced by lifestyle and abundant resources. Impulse buying is a major problem for researchers
because it stems from a track record of consumer purchases (Vojvodic & Matic, 2013). The
dominance of impulse buying is caused by very high emotional impulses, low levels of consumer
analysis and reactive to current conditions. Naeem (2020) argues that impulsive behavior is
caused by feeling afraid of something, such as health (Naeem, 2020). While the cause of
impulsive buying in the opinion of Mohan et al (2013) is the layout of products in the store.
For example, items with promotional prices are placed near the cashier with the aim that
many customers buy even though they don't really need the product (Edyatami & Sukarmanto,
2020). Malter et al (2020) argue about impulsive buying behavior due to several factors that can
be studied further, namely the explanation of different information on social media, the effects of
technology that can change the mindset of the majority of consumers, easy mood changes towards
the assessment of certain products, the impact of advertising on consumer behavior and habits,
getting experience stories or testimonials of other people's assessments who havealready bought.
The types of impulse buying described by Stern (1962) are divided into four, namely pure
impulse buying, suggestion buying, reminder impulse, planned impulse. Pure impulse buying is
a purchase that does purely come from the emotional impulse of consumers. Suggestion buying
is a transaction that occurs because consumers know the functions and procedures for use. Impulse
reminders occur because consumers remember the product is needed. Planned impulse occurs due
to the encouragement of discounted prices or a limited number of products.
RESEARCH METHOD
The structural equation modeling (SEM) method was used in this study because there is a
complex model involving intervening variables. SEM has advantages in path analysis with latent
variables and does not have to have a large number of research samples (Hamid & Anwar, 2019).
Analysis of Factors Influencing Shopee E-Commerce Purchase Decisions
Return: Study of Management, Economic and Bussines, Vol. 2(3), March 2023
292
The SEM method is a development of path%analysis and multiple linear regression which is a
type of multivariate analysis. The SEM method is able to break the dominance of the use of path
analysis and multiple linear regression that has been used for decades until the 2000s (Haryono,
2016). The SEM-PLS method is superior to previous generations of multivariate analysis because
it is able to analyze data more comprehensively. In path analysis and multiple linear regression,
the data analyzed is only at the interval of the total variable score which is the sum of the answer
scores of the research instrument items
Data Collection Techniques
The population of this study was all employees of PT Telkom in Semarang. This study
uses the non-probability sampling method and uses the accidental sampling method which is a
determinant of samples based on natural factors or reflexes, anyone who accidentally meets the
author and according to the specified characteristics then the person can be used as a sempel. The
ideal sample size is the number of indicators multiplied by 5-10. (Hair et al., 2014) said that the
minimum sample size in a study amounted to five to ten times the number of variable
measurement items. This study has an item of 20 questions, so the sample size of this study can
be determined 20x5 = 100-respondents.
Data Analysis Techniques
The scale used in this study is the linkert scale, which is a scale designed to be able to
measure the attitude of the research sample, in this case it is respondents in a way that is accepted
and validated scientifically. In the SEM-PLS test, the questionnaire validity test process must go
through two stages, namely the validity of the convergen and the validity of the discriminant.
Convergent validity testing criteria are assessed from output loading factor and average variance
extracted (AVE). The questionnaire will be considered valid and can be used in research if the
loading factor value < 0.60 and the average variance extracted (AVE) output value is at least
0.50 so that the questionnaire is considered valid and can be used in research.
The criteria for testing the validity of the discriminant are assessed from cross loading and
the correlation value between latent constructs. The questionnaire will be considered valid and
can be used in research if the cross loading value < 0.70. If there is a cross loading value still
below 0.70, then the next step is to test the validity of the discriminant by comparing the square
root value of AVE with between latent constructs (Hamid & Anwar, 2019).
Reliability testing in SEM-PLS is carried out by analyzing composite reliability numbers.
The answer indicator from respondents is considered reliable if the value of composite reliability
is greater than 0.70 (Hamid & Anwar, 2019) !The!inner!model!is!a!test!based!on!the!value!of!
the! path! coefficient,! to! assess! the! influence! between! latent! variables! by! bootstrapping
calculations. Decision making by analyzing R-Square numbers and significance numbers. The
inner model aims to test the theory between exogenous variables and endogenous variables
(Hamid & Anwar, 2019) The value of the r-square (r
2
) is the ability to predict or contribute
exogenous variables in explaining their effect on endogenous variables. The r-square value varies
greatly, the greater the number, the greater the contribution of exogenous variables in explaining
endogenous variables. The assessment criteria are if the value of R 2 = 0.75 then the model is
substantial (strong), if the value of R 2 = 0.50 then the model is moderate (moderate), if the value
of R
2
= 0.25 then the model is weak.
The number of path coefficients is used as a basis for decision making to assess the direct
influence between variables used. A variable is considered influential if the significance value of
p-values is still below 5% (0.05). If the significance value is above 5%, the variable has no direct
effect. If the path coefficient number is positive, then the influence of the exogenous variable on
the endogenous variable is one-way. If the value of an exogenous variable increases , then the
endogenous variable also increases. If the path coefficient number is negative, then the influence
of the exogenous variable on the endogenous variable is in the opposite direction. If the value of
an exogenous variable increases, then the endogenous variable will decrease. The value of the
total indirect effects coefficient is used to analyze the indirect influence between exogenous,
endogenous and intervening variables. The basis for decision making is that if the significance
number is below 5% (0.05), there is an indirect influence, while if the significance figure is
Analysis of Factors Influencing Shopee E-Commerce Purchase Decisions
293 Return: Study of Management, Economic and Bussines, Vol. 2(3), March 2023
greater than 5% (0.05), the intervening variable does not play a good role in mediating between
exogenous variables to endogenous variables (Hamid & Anwar, 2019)
RESULTS AND DISCUSSION
The Effect of Convenience on Trust
Based on the results of the path coefficients test, convenience output to trust is in the
positive direction of 0.201 and the significance of 0.008 is still below 0.05 which means
convenience has a significant positive effect on trust, so hypothesis 1 is accepted. Consumer
comfort in using the marketplace is related to the ease of finding the goods needed. Shopee's status
as the largest marketplace in Southeast Asia provides various types of products because online
merchants throughout Indonesia and Southeast Asia gather here.
With easy access to get the expected goods, the psychological condition of consumers
becomes happy so that consumers tend to easily trust the seller even though they have never met
in person. Then, the existence of a comment column feature and an assessment containing
testimonial information from other consumers who have bought will make it easier for potential
buyers to give a sense of trust in the seller. In addition to the factor of ease of access to technology,
the difficulty of finding goods expected in traditional markets forces consumers to directly give
trust or trust in sellers.
The Effect of Perceived Risk on Trust
Based on the results of the path coefficients test, the output of perceived risk to trust is in
the direction of negative -0.022 and the significance of 0.435 is greater than 0.05 which means
that perceived risk has no effect on trust, so hypothesis 2 is rejected. Risk perception is often
associated with the possible loss that will be experienced by buyers because they have never met
directly with the seller, thus reducing trust.
However, with the advancement of the shopee application system, various kinds of
assumptions in consumers' minds about risk do not affect trust in sellers because there is a joint
account system and cash on delivery system, so that if the goods do not arrive or do not match
expectations, the buyer can cancel the order. Then the shoppe sellers also provide a guarantee if
the goods received are damaged during the delivery period so that the risk of buying online is
reduced.
The Effect of Impulsive Buying on Trust
Based on the results of the path coefficients test, the impulsive buying output of trust is in
the positive direction of 0.636 and the significance of 0.000 is still below 0.05 which means
impulsive buying has a positive effect on trust, so hypothesis 3 is accepted. Impulse buying is a
sudden consumptive behavior without a plan because the emotional impulse is greater than the
rationality of the consumer's mind.
There are many other factors that cause impulse purchases such as discounted prices or free
shipping facilities even though the item is not really needed. Every month, shopee opens many
discount or flashsale promo events so that it attracts shopee users. With the hope of getting cheap
goods, consumers will ignore suspicion and instead give confidence to sellers even though they
have never met in person.
The Effect of Convenience on Purchase Decisions
Based on the results of the path coefficients test, convenience output on purchase decisions
is in the positive direction of 0.216 and the significance of 0.068 is greater than 0.05 which means
convenience has no effect on purchase decisions, so hypothesis 4 is rejected. The feeling of
comfort that starts from the ease of the shopee user interface is not a factor in people using shopee
as a marketplace. Conditions like this are due to the majority of shopee account users are young
people who have been accustomed to technological advances since childhood, so they can quickly
learn touse online shop applications.
Convenience is not a motivating factor for people to shop online using Shopee, because if
a marketplace holds full features, consumers will still use it by ignoring comfort. Then, the feeling
of comfort that comes from the seller's response is also not a motivating factor because shopee
Analysis of Factors Influencing Shopee E-Commerce Purchase Decisions
Return: Study of Management, Economic and Bussines, Vol. 2(3), March 2023
294
sellers must be friendly to buyers or the store's rating becomes low if it behaves badly.
The Effect of Perceived Risk on Purchase Decisions
Based on the results of the path coefficients test, the output perceived risk of purchase
decisions is in the negative direction of -0.019 and the significance of 0.458 is greater than 0.05
which means that perceived risk has no effect on purchase decisions, so hypothesis 5 is rejected.
Risk perception is a point of view from consumers to sellers about bad things that will happen if
they choose online shopping. Gazali & Suyasa (2020) divide the types of risks most often
experienced by consumers, namely financial risk, product risk that is not as expected, risk of
damage during the delivery period and risk ofbuyer personal data security.
After the marketplace system is getting more advanced, all types of risk perceptions that
are often experienced by consumers become lost, the risk only often occurs if buying online at
stores that do not involve applications so that they are vulnerable to fraud. This is because of
Shopee's policy that uses a joint account and the latest cash on delivery system, if the goods are
not as expected, the buyer can cancel the order. With the advancement of the application system,
consumers began to ignore risk factors and still chose online shopping at shopee.
Impulsive Buying Influence on Purchase Decisions
Based on the results of the path coefficients test, the output of impulsive buying on purchase
decisions is in the negative direction of -0.165 and the significance of 0.198 is greater than 0.05
which means impulsive buying has no effect on purchase decisions, so hypothesis 6 is rejected.
Impulse purchases made suddenly are often a problem because without a plan and usually the
item is not needed. Several previous studies have concluded that impulsive buying is a factor in
consumer finances becoming wasteful.
With economic conditions in the post-pandemic period that tend to decline, people are more
selective in using their money only for basic needs. So that various factors that encourage
impulsive buying such as discount prices, free shipping facilities or attractive product packaging
are not too influential in buying decisions due to financial conditions.
How Trust Affects Purchase Decisions
Based on the results of the path coefficients test, the output of trust mediation on purchase
decisions is in the positive direction of 0.636 and the significance of 0.000 is still below 0.05
which means impulsive buying has a positive effect on trust, so hypothesis 3 is accepted. The
trust factor is an asset for online stores that can increase sales, the higher the rating of a store in
the application, the easier buyers will give a sense of trust. Some trust factors are related to the
seller's skill to explain product specifications, seller ethics if there are prospective buyers who
ask, and consistency in providing services.
The process of online shopping that does not involve direct physical contact requires trust
requirements to be met in order for transactions to occur. And consumer trust in sellers can be
built by seeking information through buyer comments, with the availability of store owner track
record information, consumers do not hesitate to buy goods at shopee. This positive result is
supported by (Badir & Andjarwati, 2020).
CONCLUSION
After conducting theoretical studies and testing using the structural equation modeling
(SEM) analysis method using the SmartPLS application, there are several conclusions of the test
results as follows: a) Convenience or comfort does not affect consumer decisions to shop at
shopee, but comfort can affect to foster consumer trust in sellers at shopee. While variable trust
or trust is not able to be a good mediation in intervening comfortably with consumer purchase
decisions using the shopee marketplace. b) Perceived risk related to several risk factors does not
affect consumer decisions to shop at shopee, perceived risk also has no effect on fostering
consumer confidence to use shopee. Even the test results show a negative trend, meaning that
every increase in risk perception will reduce buying decisions and consumer confidence to choose
shopee as a marketplace. While variable trust or trust is not able to be a good mediation in
intervening risk perception of buying decisions by consumers using the shopee marketplace. c)
Analysis of Factors Influencing Shopee E-Commerce Purchase Decisions
295 Return: Study of Management, Economic and Bussines, Vol. 2(3), March 2023
Impulsive buying, namely purchases made suddenly, has no effect on consumer buying decisions,
even the test results show a negative trend, most likely the cause is the unstable post-pandemic
consumer financial condition so that it is more selective. However, impulsive buying can have an
effect in fostering trust in sellers. While trust or trust can be a good intervening variable for
impulsive buying of buying decisions using shopee. d)Variable trust related to consumer trust in
online store owners has a positive effect on buying decisions, which means that the higher
consumer trust, the higher the chance of transactions.
REFERENCES
Badir, M., & Andjarwati, A. L. (2020). The Effect of E-WOM, Ease of Use and Trust on Purchase
Decisions (Study on Tokopedia Application Users). Jurnal Minds: Manajemen Ide Dan
Inspirasi, 7(1), 3952. Google Scholar
Chen, T.-T., Wang, S.-J., & Huang, H.-C. (2020). “Buy, buy most Americans buy”: country of
reference (COR) effects and consumer purchasing decisions. International Marketing
Review, 37(3), 533558. Google Scholar
Edyatami, N. F., & Sukarmanto, E. (2020). Pengaruh Audit Tenure, Komite Audit dan Audit
Capacity Stress Terhadap Kualitas Audit. Prosiding Akuntansi, 6(1), 199202. Google
Scholar
Firmansyah, M. A. (2018). Perilaku Konsumen (Sikap dan Pemasaran)(Pertama). DeePublish.
Books. Google. Co. Id/Books. Google Scholar
Gazali, A. V., & Suyasa, P. T. Y. S. (2020). The Role of the Perceived Risk to Purchase Decision
(For Consumers Who Use Online Shopping Technology). Proceedings of the
Tarumanagara International Conference on the Applications of Social Sciences and
Humanities (TICASH 2019). Google Scholar
Hair, J. F., Black, W. C., Babin, B. J., & Anderson, R. E. (2014). Multivariate Data Analysis
(Seven). Pearson. Google Scholar
Hamid, R. S., & Anwar, S. M. (2019). Structural Equation Modeling (SEM) Berbasis Varian:
Konsep Dasar dan Aplikasi dengan Program SmartPLS 3.2.8 dalam Riset Bisnis. PT
Inkubator Penulis Indonesia. Google Scholar
Hanaysha, J. R. (2018). An examination of the factors affecting consumer’s purchase decision in
the Malaysian retail market. PSU Research Review, 2(1), 723. Google Scholar
Haryono, S. (2016). Metode SEM untuk Penelitian Manajemen dengan AMOS, LISREL, PLS.
In Badan Penerbit PT. Intermedia Personalia Utama (Cetakan Pe). PT. Intermedia
Personalia Utama. Google Scholar
Karimi, S., Papamichail, K. N., & Holland, C. P. (2015). The effect of prior knowledge and
decision-making style on the online purchase decision-making process: A typology of
consumer shopping behaviour. Decision Support Systems, 77, 137147. Google Scholar
Li, Z., Sha, Y., Song, X., Yang, K., ZHao, K., Jiang, Z., & Zhang, Q. (2020). Impact of risk
perception on customer purchase behavior: a meta-analysis. Journal of Business &
Industrial Marketing, 35(1), 7696. Google Scholar